Kasasa Saver
Link this free, interest-bearing account to your Kasasa® checking account and watch as your rewards are automatically transferred over.
Learn MoreOhio Homebuyer Plus Program
We are here to help you save for your first home or next home. We are part of just a few banks that have partnered with The State of Ohio with the Ohio Homebuyer Plus Program. This account offers above-market interest rates and state income tax deductions to make buying a new home more achievable.
Learn MoreSavings Account
Take the stress out of saving! There is no monthly service fee -- just competitive, tiered interest rates that you'll start earning right away.
Learn MoreSuper Saver Savings
F&M Bank offers a great way to start building your foundational savings, on your terms. With a low minimum opening deposit of $25.00, it's easy to get started. With every dollar deposited you start racking up interest — that's saving in its simplest form.
Learn MoreYouth Savings
Give your child a place to stash their report card money. They'll earn competitive rates without having to worry about a monthly service fee.
Learn MoreChristmas Club Savings
Stow cash away all year long to make your family's Christmas holiday special! Earn competitive rates and open today with just a $3 deposit.
Learn MoreCertificates of Deposit (CDs)
Don't gamble with your money. Enjoy a risk-free way to save with fixed rates and terms, letting you know how much you're getting and when.
Learn MoreIndividual Retirement Accounts (IRAs)
Start planning for the future today -- whether that means getting ready for retirement or sending your student off to college with our Coverdell ESA.
Learn MoreHealth Savings Account (HSAs)
Take your health off the back burner with an HSA. Pay for qualified medical expenses with the money in your account and earn interest.
Learn More