Small Business Loans

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Whether you own a mom and pop shop or a burgeoning online start-up, we at F&M Bank value the contribution you make to our community. That’s why we’re proud to offer government-backed small business loans to help you start — and stay — ahead.

While this loan is guaranteed by the government, it’s processed right here in Ohio. So you’ll be working with neighbors who care just as much about your business’s success as you do!

  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local decision-making and processing in Miamisburg
  • Helpful, customized service throughout the entire process
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*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

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